First home buyer


Owning your own home is exciting! We’re here to guide you through your journey with each step. If you’re not sure with what you can afford and deposit you needed, if family can help you with your dreams. What’s the difference rate for home loan available in the market – we are here to answers all your questions.

What are the advantages?

Kianga Ora offer First Home Grant to encourage first-time homebuyers to enter the market.

Some lenders offer lower interest rates to first-time buyers.

First-time buyers may have access to a wider range of affordable homes.

First Home Grant

First Home Grant is bit of help to fulfil your dreams. If you’ve been contributing to KiwiSaver for three years or more and fulfil KiwiSaver’s criteria you could be eligible for a First Home Grant of up to $10,000. If you’re purchasing an existing home, then you could qualify for up to $5,000 for each applicant. Also, if you’re building or purchasing a new home, or purchasing land to build a new home on, then you could qualify for $10,000 for each applicant. For more information, please click here.

Other Services

Secure a mortgage and live better


Let's Talk with a Lending Specialist

We’ll guide you through each stage to help you achieve your financial goals.

Discuss your loan needs, questions, and goals.

Set up a convenient time to meet or chat.

Our specialist reviews your financial situation.

Receive personalized lending options and guidance.

Start the loan application process.

Await loan approval and funding, guided by our expertise.

Move forward with your financial objectives in mind.

Contact Us

Ready to discuss your mortgage needs. Contact us for guidance.

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Our primary commitment is to our clients, not financial institutions or lenders.

How It Works

Let us help you get your home today

The process of obtaining a mortgage usually includes these steps

Step 1

Initial Consultation

An initial consultation is the first step, where we'll discuss your goals and assess your financial situation to provide guidance.

Step 2

Document Collection

Gathering necessary documents is essential for a smooth and efficient process, ensuring we have all the information needed to assist you.

Step 3

Evaluation and Approval

Lender assessment determines loan approval, ensuring your financial standing aligns with their requirements for a successful mortgage application process.

Step 4

Disbursement Process

The disbursement process involves releasing the approved funds to complete your purchase or meet your financial needs as specified.