Land & Construction Loan


Building your dream home has its own unique challenges. A construction loan is designed to pay for the build in stages, keeping costs down while the home is built. Financing your renovation or new build can be done in different ways, depending on the size and scope of your project. We are here to help you with each step.

What are the advantages?

Adjust funds based on construction progress for convenience.

Pay interest-only during the building phase.

Customized for building or renovating residential properties.

First Home Grant

First Home Grant is bit of help to fulfil your dreams. If you’ve been contributing to KiwiSaver for three years or more and fulfil KiwiSaver’s criteria you could be eligible for a First Home Grant of up to $10,000. If you’re purchasing an existing home, then you could qualify for up to $5,000 for each applicant. Also, if you’re building or purchasing a new home, or purchasing land to build a new home on, then you could qualify for $10,000 for each applicant. For more information, please click here.

Secure a mortgage and live better


Let's Talk with a Lending Specialist

We’ll guide you through each stage to help you achieve your financial goals.

Discuss your loan needs, questions, and goals.

Set up a convenient time to meet or chat.

Our specialist reviews your financial situation.

Receive personalized lending options and guidance.

Start the loan application process.

Await loan approval and funding, guided by our expertise.

Move forward with your financial objectives in mind.

Contact Us

Ready to discuss your mortgage needs. Contact us for guidance.

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Reliable Financial Advisor

Our primary commitment is to our clients, not financial institutions or lenders.

How It Works

Let us help you get your home today

The process of obtaining a mortgage usually includes these steps

Step 1

Initial Consultation

An initial consultation is the first step, where we'll discuss your goals and assess your financial situation to provide guidance.

Step 2

Document Collection

Gathering necessary documents is essential for a smooth and efficient process, ensuring we have all the information needed to assist you.

Step 3

Evaluation and Approval

Lender assessment determines loan approval, ensuring your financial standing aligns with their requirements for a successful mortgage application process.

Step 4

Disbursement Process

The disbursement process involves releasing the approved funds to complete your purchase or meet your financial needs as specified.