Homeownership to Risk Insurance, We Make It Simple and Stress-Free!

We support you through every stage of your mortgage and insurance process to help you secure your dream home and protect your life.

Professional Advice

Providing in-depth understanding of mortgage options and financial solutions.

Personalised Service

Tailoring advice and solutions to meet individual client needs and goals.

Transparent

Ensuring complete clarity and unwavering honesty throughout the entire mortgage process.

Ongoing Support

Offering ongoing assistance and guidance from application to settlement.

Who We Are

We want our clients to become financially independent and enter the property market with confidence!

Unlock your dream home with VC Finance – your trusted partner in homeownership and protection. We specialize in guiding first-home buyers through the banks and Kāinga Ora’s First Home Loan program, making the process simple and stress-free. Our expert advisers compare offers from major banks and lenders to secure the best deal tailored to your needs. And because life is unpredictable, we also help you safeguard your future with comprehensive risk insurance options. Whether you’re buying your first home, refinancing, or investing, we’re with you every step of the way. Your dream home—and peace of mind—are closer than you think.

affordable home loans

Trusted & Approved

Accredited with Trusted Mortgage Lenders and Insurance Providers in NZ

Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions
Expert Finance and Insurance Solutions

Our Services

Flexible, adaptable, and tailored advise to fit your needs and goals.

Our expert guidance is designed to fit your unique goals and financial situation seamlessly, providing personalised support at every stage of your homeownership journey. We take the time to understand your needs, so you can make informed decisions with confidence and clarity. Whether you’re buying your first home, refinancing, or investing, we’re here to make the process smooth, transparent, and tailored to you.

Insurance Services

Our Insurance Services are designed to protect what matters most. From life and trauma cover to income protection, TPD, and mortgage protection, we offer tailored solutions to safeguard your health, income, and family’s future. With expert guidance and access to trusted providers, we help you find the right cover for every stage of life. Because peace of mind shouldn’t be a luxury—it should be part of your plan.

Insurance Services

Mortgage Services

Our Mortgage Services offer personalized support to help you navigate the home loan process with confidence. From first-home purchases to refinancing and investment properties, we connect you with competitive options from leading lenders. We’re committed to finding the best mortgage solutions tailored to your goals, making your journey to homeownership smooth and stress-free.

Mortgage Services

Why Choose Us

Your Home, Your Future, Our Commitment

At VC Finance, our advisers are committed to supporting your dreams—whether it’s owning a home or protecting your future. We’re here to guide you through every step of your mortgage and insurance journey, building a secure foundation for lasting comfort, confidence, and peace of mind.

Expert Advise

Our team has knowledge and experience in the lending industry, allowing us to provide reliable advice.

Custom Solution

We carefully tailor our expert services to perfectly align with your unique financial goals and circumstances.

affordable home loans

Wide Lender Access

We work with a wide range of lenders to find you the most competitive rates and options available in the market.

Your Success

Your long-term financial well-being, peace of mind, and overall satisfaction are always our top priorities.

Talk to a Mortgage & Insurance Specialist

We’ll guide you through each stage of the process, offering expert advice and support to help you achieve your financial goals with confidence and success.

We begin by understanding your goals—buying, refinancing, or finding the right insurance.

Schedule a session to explore personalized mortgage and insurance options.

Our advisers evaluate your finances and risks to create a personalized plan.

We compare top lenders and insurers to find the best deals for you.

We handle paperwork and coordinate with lenders and insurers for a smooth, stress-free process.

Wait confidently for loan approval and funding with our expert support.

We continue to support and adjust your coverage as your needs change.

Contact Us

Ready to discuss your mortgage and insurance needs? Contact us for expert guidance today.

Reliable Financial Advisor

We work for you, not the banks—offering honest, goal-focused advice. Whether you're buying, refinancing, or protecting your family, we make it simple with clear guidance and ongoing support. As life changes, we adapt with you—empowering smart, confident decisions for a secure future.